It is estimated that average care home bills will be around £540 a week. The average stay of a person in a care home is four years, so over the average stay costs would come in at around £112,000 per person. One major concern about the care industry is that prices are rising faster than the costs of inflation. It is predicted that within 20 years’ time, care home costs will have risen to over £1,000 a week. This trend in rising costs has come about as inflation has been rising at an average of 2.5% a year, whereas care home fees are rising by 3.5%’

If you have over £22,250 in capital (£22,000 if you live in Wales) you will be assessed as being able to meet the full cost of your care. Your capital will be counted as generating an income according to the following table:

If you own your home then it will usually be counted as capital 12 weeks after you move permanently into a care home. The value of your home will not be counted as capital if certain close relatives still live there.
No matter how much you have to pay towards your care home fees, you must be left with £21.15 a week (£21.38 if you live in Wales) to spend as you choose. If you get the mobility component of Disability Living Allowance, you will keep getting it. You'll also get up to £5.25 per week of any savings credit if you are over 65.